Don’t worry about missing creditors – it is not immediately necessary to provide a comprehensive list of those you owe. On the application, you will be required to list as many as you can remember. Any you miss will still be legally bound by the bankruptcy process, so they cannot chase you for debts. If you are contacted by any creditors not on the list, then simply direct them to your official receiver. A good idea though would be to obtain a copy of your credit file, as it may help fill in some gaps for you. Your landlord is usually informed of a tenant’s bankruptcy, and you should give their details on your bankruptcy application form. It is probably best not to try and avoid this situation, but instead inform them yourselves and talk it through with them. There is no immediate cause for concern, as whilst your tenancy terms and conditions may prohibit a tenant being bankrupt, if you have been a regular payer and caused no problem for your landlord previously, then there is little reason for your landlord to take any further action, as reliable tenants are often hard to come by so it is not in their interest. In fact, bankruptcy should make paying the rent easier, so there is no need for your bankruptcy to become a problem.
TheBankruptcyService.co.uk doesn't charge a fee for its bankruptcy service, but receives remuneration from the partners that we work with in order to keep TheBankruptcyService.co.uk operating. Those partners must charge a fee to the customer to likewise cover operational costs, and this amount will vary depending on the solution offered, and the terms of the parner. For details of these terms, please refer to the website of the organisation dealing with your bankruptcy. Upon application with TheBankruptcyService.co.uk, we will forward your information on to one of our specialist debt partners. You will then be contacted, and you will be able to explain your case, and expert advice will be offered in order to ascertain the most appropriate debt solution.