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The Bankruptcy Service Case Study Example: Bankruptcy And Judges

The following bankruptcy case study is a fictitious example, designed to help you understand working situations where bankruptcy is and isn't appropriate.

Many who make the decision to go bankrupt worry about their ordeal in court.

Do I see a judge when I go bankrupt?

In the clear majority of cases, no. It varies from court to court, but about 85% of the time, there will be no need to see a judge, and you are not on trial, or ever made to feel uncomfortable. If you do see a judge, it will be in a private room, not in a courtroom.
For more details, visit our page on bankruptcy court.

Free debt counselling and advice is also available from the Money Advice Service available at: doesn't charge a fee for its bankruptcy service, but receives remuneration from the partners that we work with in order to keep operating. Those partners must charge a fee to the customer to likewise cover operational costs, and this amount will vary depending on the solution offered, and the terms of the parner. For details of these terms, please refer to the website of the organisation dealing with your bankruptcy. Upon application with, we will forward your information on to one of our specialist debt partners. You will then be contacted, and you will be able to explain your case, and expert advice will be offered in order to ascertain the most appropriate debt solution.