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The Bankruptcy Service Case Study Example: Bankruptcy And Tenancies

The following bankruptcy case study is a fictitious example, designed to help you understand working situations where bankruptcy is and isn't appropriate.


A look at how entering bankruptcy may affect your tenancy.


Will my landlord know if I go bankrupt?


Yes, he or she may do. As a general rule, landlords are advised of the bankrupt status of any tenants, but it is feasible that you could prevent this from happening. At court, you can apply to have such information withheld, if for example your tenancy agreement prohibits bankruptcies, thus putting your living arrangements at risk. Even with the knowledge that you are bankrupt however, the landlord may not act against you even if the tenancy agreement suggests otherwise – if you have paid your rent on time during your stay at the address, and have proved no problem to them, it is not really in their interest to get rid of you.
For more details on the topic, see our page on bankruptcy and your home.



Free debt counselling and advice is also available from the Money Advice Service available at: www.moneyadviceservice.org.uk

TheBankruptcyService.co.uk doesn't charge a fee for its bankruptcy service, but receives remuneration from the partners that we work with in order to keep TheBankruptcyService.co.uk operating. Those partners must charge a fee to the customer to likewise cover operational costs, and this amount will vary depending on the solution offered, and the terms of the parner. For details of these terms, please refer to the website of the organisation dealing with your bankruptcy. Upon application with TheBankruptcyService.co.uk, we will forward your information on to one of our specialist debt partners. You will then be contacted, and you will be able to explain your case, and expert advice will be offered in order to ascertain the most appropriate debt solution.