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The Bankruptcy Service Case Study Example: The Bankruptcy Register

The following bankruptcy case study is a fictitious example, designed to help you understand working situations where bankruptcy is and isn't appropriate.

A question about the bankruptcy register, and when a bankrupt is removed from it.

I have been made bankrupt in the distant past (2006) and completed all payments over two years ago. It has recently been pointed out to me that I might still be listed on the Bankruptcy Register. Is this true? Do I have to actively remove myself?

No you don’t, and no you really shouldn’t be on the register. Removal should happen automatically 15 months after you are declared bankrupt (or 3 months after you are “discharged”). You can search the register online for peace of mind.

For more information, see our page on the bankruptcy register.
Free debt counselling and advice is also available from the Money Advice Service available at: doesn't charge a fee for its bankruptcy service, but receives remuneration from the partners that we work with in order to keep operating. Those partners must charge a fee to the customer to likewise cover operational costs, and this amount will vary depending on the solution offered, and the terms of the parner. For details of these terms, please refer to the website of the organisation dealing with your bankruptcy. Upon application with, we will forward your information on to one of our specialist debt partners. You will then be contacted, and you will be able to explain your case, and expert advice will be offered in order to ascertain the most appropriate debt solution.